Look, dealing with tax debt was honestly one of the most stressful things I’ve gone through, so I really appreciate how this article cuts through all the marketing fluff around it. The reality is, I kept hitting these scary myths everywhere—especially the one about credit scores tanking just because you owe back taxes. This piece set that straight for me and cleared up a huge worry. Knowing that my credit score isn’t automatically ruined was a huge relief. It’s refreshing to find info that’s straightforward and actually helpful, rather than trying to scare you into quick fixes. Thanks for sharing this—it’s valuable for folks like me trying to figure out their way out of tax troubles without the extra anxiety.